Monthly Archives: February 2011

Retirement Financial Advisors

How quickly things change.  All of a sudden, being a Baby Boomer means you’re probably in your 50s, your kids have probably left the nest and are (hopefully) self-supporting. You’re probably at the highest income level of your career, and can really focus now on building your retirement assets.  You now need to consult with retirement financial advisors.

To take stock of how you’ve done so far on planning for your retirement, first prepare a realistic estimate of what your expenses are likely to be during retirement. While many retirement financial advisors recommend using a percentage of your current income, this isn’t a very accurate method because it doesn’t take into account the diversity in personal lifestyles and financial situations.

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Elderly Car Insurance

Elderly car insurance for our aging seniors is getting increasingly expensive.  Some of the reasons are, that there were 550 serious accidents last year where the driver was over aged 70 and where driver was either killed or badly hurt, reports the Institute of Advanced Motoring . That statistic represents 8% of the national total of 7,035 similar accidents. That means that the over 70’s’s have more, very serious accidents per mile than any other sector of the population. This view is supported by the Association of British Insurers whose research shows that drivers aged over 70 are 13% more likely claim on their insurance than the drivers aged between 40 and 50.

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Home Health Care Supply

There are many brick & mortar, and online companies selling the kind of home health care supply item which have indeed become a lifesaving boon to many.  Often times it pays to compare, as those who seek discounts may find them online, especially if they do not have any good medical vendors in their vicinity. However with all the conveniences such online home health care supply stores provide, buying your home medical supplies online should still be done with some groundwork and research. Yes, the Internet does have companies that are not reputable, and it is quite easy to get deceived by such illegal home health care supply vendors online.

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Estate Planning Attorneys San Diego

Estate planning laws have had to change dramatically over the years. At one time, estate planning meant hiring an attorney and having a will that would go through probate and, if a person was married, titling property jointly with a spouse. It conjured up visions of death and of wealthy families gathered in attorneys’ wood-paneled offices listening to wills being read. It suggested that the wealthy should plan so that they could avoid estate taxes. Changes nationally and in California laws, and the growth of those aged 65+ in San Diego, all contributed to changing views of finance, lifestyle, privacy, nontraditional families, and longevity of life have made estate planning far more interesting and, frankly, more compelling for a larger group of people than ever before.

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Geriatric Care Management

A professional Geriatric Care Manager (GCM) is a health and human services specialist who helps families who are caring for older relatives. The GCM is trained and experienced in any of several fields related to senior care management, including nursing, gerontology, social work, or psychology. Following are some of the responsibilities of Geriatric Care Management:

  • Conduct care-planning assessments to identify problems and to provide solutions.
  • Screen, arrange, and monitor in-home help or other services, including assistance in hiring a qualified caregiver for home care.
  • Provide short- or long-term eldercare assistance for those engaged in local or long distance caregiving.
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Elder Law Estate Planning

The goal of estate planning is to help you distribute your lifetime accumulation of wealth at the least possible cost and in the most efficient manner — to transfer assets to your heirs with a minimum of estate shrinkage.  Estate shrinkage is the depletion of assets caused by estate settlement costs, repayment of debt and estate tax liability. Have You Planned For The Future? The answer lies in each of these questions — if you answer “No or I Don’t Know” to any of these questions, we recommend contacting and an attorney for elder law estate planning immediately:

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Assisted Living Michigan

Moving can be emotionally challenging for seniors who have a home, or their own living quarters. The transition from home to a Michigan assisted living facility or continuing care home can be trying for seniors that cherish the items that they own. Sometimes seniors may be pack rats or hoarders, and letting go of materialistic items can be very challenging.

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Medicare Home Health Care

When considering whether you qualify for Medicare Home Health Care, this often varies by each Home Health Care Agency providing homecare.  If your senior loved one is living independently at home, but may need some additional help at home, it is best to look into an ideal solution for help. Hiring a homecare caregiver can be easy when you are given the right information, and have the appropriate funds to pay for care. The task of providing in-home care to your loved one right away can be stressful, but home care is a very rewarding service.

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Assisted Living Oregon

Most Oregon assisted living facilities provide communal living that could be either and apartment building, a campus-like setting, or even a large house. Most assisted living communities have between 24-120 units that vary in size. Seniors have a lot of freedom, but they also get a lot of support from assisted living trained caregivers.

All assisted living facilities offer planned activities, help with activities of daily living, housekeeping services, laundry services, transportation, meals, exercise sessions, and wellness programs. They also offer opportunities to socialize with other residents. The activities of daily living that many assisted living facilities offer assistance with are: bathing, toileting, eating, dressing, and medication reminders. Nurses are on staff usually, but the nursing aide gives most assistance to the senior residents.

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California Assisted Living

Most elderly seniors in California don’t need continuous skilled nursing care.  However, many do need help with various activities of daily living, including bathing and dressing – sometimes even reminders to eat. These people, including many seniors with early-stage Alzheimers disease, can benefit substantially from a California assisted living provider, many of which are becoming part of continuing care retirement communities.

California Assisted living facilities vary greatly in their services and philosophy of care.  It’s important to find the right facility for your loved one, as where they get assisted living will have a profound impact on their dignity, quality of life and sense of well-being.

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