Affordable Home Care

When discussing and arranging care for the senior individual in your life, the topic of cost inevitably comes up. This is a topic that must be discussed, no matter how sensitive it may be. There are many seniors who choose to remain at home and receive their care through an at home nurse or hospice. The way in which you receive your care will ultimately be the deciding factor in cost. Because there are so many individuals who do choose to receive in home care, let’s take a look at not only the cost of home care, but also affordable means to receive it.

Home care is a form of assistance that is provided to a senior in the comfort of their own home. Home care nurses and/or home health care nurses will make visits to the senior’s home, where they will provide help that have been previously arranged. Because every individual is different, almost every aspect of home care varies with each senior. These aspects include number of visits, length of each visit, and activities that take place during these visits. Some of the activities provided by home care givers are basic grooming, meal preparation, and transportation. Affordable home care givers are able to provide assistance with medical issues such as medicine distribution, mobility exercises, and help with prescriptions.

The level of assistance needed will play a part in figuring the cost of your home care, but the prices are still pretty similar. Because the assistance provided spans from non-medical to medical, and because it’s provided on an individual basis, the person handling the costs of living can expect to pay about $15-$25/hour, $110-$190/day, or $3,360-$5,760/month.

Assistance is available to individuals and families who might find it difficult to otherwise afford home care. One option is Medicaid. Medicaid is a state-funded, government issued form of medical assistance that is available to individuals who may not otherwise be able to financially afford medical costs. Another form of assistance that is provided, depending on the state you reside in is payment to the individual who is receiving the in home care. Some states pay seniors to receive in home care. If this is the case, the individual can use that money to pay the caregiver directly. Since in home care is often times provided by family members, this compensation can make up for the loss of income the caregiver may suffer.

Because in home care is such a common form of senior care, it is important to understand all of the financial assistances that are available to both the senior themselves and their families. Elder care is inevitable, and so are the costs that come along with it. It is important that you not only understand all of the senior care options that are available to you, but also all of the financial options. Eldercare, while necessary, does not have to become an even larger burden because of financial difficulties. There are many options available to you.

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