Category Archives: Medicare – Medicaid

Medicare In Home Care

Financial cost is never an easy topic to discuss, especially when it comes to a topic as sensitive as elder care. But it is so important to understand that no matter how sensitive the subject may be, it is still a part of the reality of elder care that must be dealt with. Luckily for those involved in the financial aspect of elder care, there are many organizations and government services that are able to help in any way they can. This government aid is usually limited, in both the financial amount available and the form of elder care it is available for. For these reasons, let’s take a look at the government aid that is available as Medicare in home care.

Also posted in Home Care, Medicare - Medicaid | Tagged , , , , | Leave a comment

Medicare Assisted Living

Though there are many options that are still available to seniors, including living arrangements and type of care provided, there are still limitations to their options. Though it is a sensitive subject to speak about, the issue of money and financing is always a factor in any decision made. And elder care is no exception. It is an issue that must be addressed, and the earlier it is figured out, the better it is for anyone involved. Elder care is a very detailed category of life, and it’s important to know all of your options when it comes to financing.

Also posted in Assisted Living, Medicare - Medicaid | Tagged , | Leave a comment

Medicare Home Health Care

When considering whether you qualify for Medicare Home Health Care, this often varies by each Home Health Care Agency providing homecare.  If your senior loved one is living independently at home, but may need some additional help at home, it is best to look into an ideal solution for help. Hiring a homecare caregiver can be easy when you are given the right information, and have the appropriate funds to pay for care. The task of providing in-home care to your loved one right away can be stressful, but home care is a very rewarding service.

Also posted in Home Health, Medicare - Medicaid | Tagged , , , , , , , | 1 Response

Medicaid Nursing Homes

Medicaid may pay the full cost of the senior’s residence in a particular Medicaid nursing home, only if the senior meets the financial eligibility standards for  the state that the senior lives in. Also, the doctor must determine that the senior needs nursing home care. Medicaid in a federal program available in each state, and it provides medical care and long-term care for seniors with low-income or very few assets. The exact level of income and assets that determines a seniors eligibility varies from state to state.

Also posted in Medicare - Medicaid, Nursing Homes | Tagged , , | Leave a comment

Low Income Health Insurance for Seniors

Many seniors may not be receiving the care they need because of their low-income status. Fortunately, there is a low income health insurance for senior citizens. Senior Citizens who have a low-income may be able to qualify for supplemental security income (SSI). This financial assistance can be a great relief for seniors who are struggling with their finances due to aging costs.  There are sources of companies who provide low income health insurance for seniors.

Also posted in Health insurance For Seniors, Medicare - Medicaid, Senior Care Health Insurance | Tagged , , | 1 Response

Low Income Health Insurance for Senior Citizens

It is a sad sign of the times that low-income senior citizens often do not have health insurance. It can come down to a basic life-choice that has seniors having to decide: groceries or medicine? What can you do for low income health insurance for senior citizens? Healthcare reform seeks to address this issue, by mandating coverage for everyone, including the elderly, those with pre-existing conditions, and those considered “high risk” by insurance companies. Currently, insurance companies are under no obligation to cover those they consider too risky a bet; they even drop coverage on people who may have held policies with them for years, simply because they feel the cost-benefit ratio no longer lands in their favor.

Also posted in Health insurance For Seniors, Medicare - Medicaid | Tagged , , , | Leave a comment

Georgia Senior Health Insurance Information Program

Your senior loved one may find it hard to get a private insurance plan if they have a disease or health problem. The Pre-Existing Condition Insurance Plan is available in 23 states and District of Columbia. This plan allows Americans who are living with cancers, diabetes, aging diseases, and heart diseases an opportunity to obtain senior healthcare coverage. In Georgia, many seniors are facing paying the costs of senior care. Senior care services and senior care housing can be quite expensive, and many seniors rely on the Georgia Senior Health Insurance Program. As of July 1st 2010, Georgia seniors are able to take advantage of newly implemented health care insurance plans.

Also posted in Health insurance For Seniors, Medicare - Medicaid | Tagged , , , | 1 Response

Government Senior Citizen Programs

The Federal Government has established many programs to aide senior citizens, but many senior citizens do not know they exist or how to take advantage of them. Government senior citizen programs include social security retirement benefits, survivor benefits, disability benefits, and supplemental security benefits. The goal of all these programs is to improve living conditions for senior citizens, but they must be taken advantage of them to meet their goal.

Also posted in Medicare - Medicaid, Senior Advising and Counseling | Tagged , , | 3 Responses

Health Insurance Rates for Senior Citizens in Ohio

Health insurance is a concern for all people of all ages, but for those in their senior years, it is important to know which insurance to choose, which insurance you need, and information about healh insurance rates for senior citizens in Ohio.

Also posted in Health insurance For Seniors, Medicare - Medicaid | Tagged , , , , | 1 Response

Long Term Care Insurance and Senior Citizens

The intent of long-term care insurance is to reduce the costs if someone needs long-term care from a paid provider. Long term care insurance can help with the costs of care facilities. This may include a nursing facility, home care, assisted living, but the insurance will not cover the full cost of the care. Many people invest and pay premiums for long-term care insurance for years before they need long- term care, and often times they may never need to use the insurance. Qualifying for long-term care insurance when you have health problems can become difficult in your later years. A policy with poor terms can turn out to be a wasted investment, but many people get it for peace-of-mind. People may buy long-term care insurance because of the rates of senior care that their loved ones may not be able to pay for when the times comes. Medicare rarely covers long-term care costs and expenses, so the insurance would be a beneficial investment in that instance.

Also posted in Long Term Care Insurance, Medicare - Medicaid | Tagged , , , | Leave a comment