Category Archives: Senior Care Health Insurance

Senior Care Insurance

There are many types of senior care insurance, from long term care insurance to Medigap supplemental insurance policies.  Each can provide different levels of coverage for the needs that my come into play as and elderly loved one ages.

Long-term care insurance (LTCI).  As we get older and face the challenges of aging, many of us begin needing help with daily activities we’ve performed all our lives. Simple tasks like eating, dressing, bathing and simply getting around can become much more difficult and can rob us of our joy for living.  If you or a senior loved one winds up needing care in one’s old age, with a long term care insurance policy you’ll have the funds needed to pay for at-home nursing care, adult day care, residential care or one of hundreds of other types of senior aid.

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Senior Citizen Health Insurance Oregon

All around the United States seniors are searching for the best health insurance. In Oregon, senior citizen health insurance is a hot topic. Since health insurance costs are high, seniors must understand the best way to reduce the costs of their plans. There are many ways to cut those costs, and seniors should be aware of these ways.

First, seniors should shop around for the best insurance plans. Some Oregon senior citizen health insurance programs allow seniors to choose the insurance provided by their employer, but it may not be the best insurance policy. It is best to speak with an insurance consultant regarding your health insurance interests. Comparing the plans can help you decide which plan works the best to fit your needs. And, always ask how the coverage varied for each situation in the health insurance plan.

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Low Income Health Insurance for Seniors

Many seniors may not be receiving the care they need because of their low-income status. Fortunately, there is a low income health insurance for senior citizens. Senior Citizens who have a low-income may be able to qualify for supplemental security income (SSI). This financial assistance can be a great relief for seniors who are struggling with their finances due to aging costs.  There are sources of companies who provide low income health insurance for seniors.

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