Medicare Home Health Care

When considering whether you qualify for Medicare Home Health Care, this often varies by each Home Health Care Agency providing homecare.  If your senior loved one is living independently at home, but may need some additional help at home, it is best to look into an ideal solution for help. Hiring a homecare caregiver can be easy when you are given the right information, and have the appropriate funds to pay for care. The task of providing in-home care to your loved one right away can be stressful, but home care is a very rewarding service.

You may not know which type of caregiver to hire, and in this case it would be best to have your senior loved one checked by their doctors to determine whether they should have in-home care nurse, or a homecare helper. The doctor can also suggest other care providers and services for your senior loved one if needed. You may want to ask the physician if your loved one is acutely ill or recovering from a medical procedure if they are eligible for in-home care as part of their treatment. Through health insurance, your senior loved one may be eligible for some degree of homecare coverage.  Also, checking with a local Medicare office may prove beneficial, or, consider asking each home health agency that first interview question.

Once you have found out that your loved one should receive homecare services, you will need to know how much money is available to be spent on Caregiving services. Understanding the costs will help you determine the number of hours you can afford, and to help you as you as looking for other options for ongoing care services. Life insurance policies and other annuities will help you as you are deciding if your senior loved one will need ongoing long-term care services. You will need to outline how many hours per day are needed for Caregiving services. On a tight budget, you will need to plan a caregiver’s schedule, but also consider any care that you or your family can cover. You will then need to cluster caregiver tasks within a limited time slot in shifts.

The next step is to look for a caregiver. Word of mouth is often a good place to start looking for homecare services, as many people will recommend services they may have used or are using, medical staff members will give you recommendations, or senior services can help you find the right homecare caregiver. Hiring independently can cost slightly less since you are not paying for an agency to recommend a caregiver for your senior loved one. You can also go through an agency to find a caregiver, which is sometimes the quickest option. This can also be extremely safe because the agency screens employees. There are government services available to help you find local agencies, and you can also look online for home care agency directories. Speak with caregivers or agencies on the phone, and discuss the scheduling/financial needs. Narrow down those who can meet your expectations, and make an interview time and place. Speak with the caregiver one-on-one or in an agency to determine if you believe this person is appropriate for your senior loved ones needs.

If you are extremely busy and cannot find the time to interview, consider using an agency that is highly recommended. Most agencies can accommodate your loved one for urgent and short-term needs. You can use the Caregiving services while you shop around for a more efficient caregiver if you need to explore further. You may also want to hire a Geriatric Care Manager to help you find a reasonable source that would accept Medicare for your Caregiving needs. Always discuss your choices with friends and family members as getting input will help you make an informed, ethical, and emotional choice. If your senior loved one is able to discuss their care services, allow them to be involved in this discussion. Finding senior care services can be stressful, but it doesn’t have to be disappointing. You will find the right home health care agency to help you in your time of need.

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One Comment

  1. Posted February 26, 2011 at 6:42 pm | Permalink

    Home care insurance coverage may seem like a difficult task; however, remember that all professional home care agencies are accustomed to working with patients with medicaid, long term care insurance, workers compensation, and VA benefits. Remember too, that many home assistance companies serve private pay clients as well.

    If you have questions about filing for medicaid coverage, simply contact your local home care agency or visit their website and they’ll be happy to assist.

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