Medicare In Home Care

Financial cost is never an easy topic to discuss, especially when it comes to a topic as sensitive as elder care. But it is so important to understand that no matter how sensitive the subject may be, it is still a part of the reality of elder care that must be dealt with. Luckily for those involved in the financial aspect of elder care, there are many organizations and government services that are able to help in any way they can. This government aid is usually limited, in both the financial amount available and the form of elder care it is available for. For these reasons, let’s take a look at the government aid that is available¬†as Medicare in home care.

In home care is a form of elder care that is offered in the comfort and security of the senior’s home. This form of elder care is available for many reasons. Seniors are going through very serious and major changes in their lives, and their home is one of the constants that remains. Because of this, many seniors choose to remain living in their own home as long as they are able to. Also, there are many seniors who may require some daily or even weekly assistance but are still very much capable of remaining living independently. For these reasons and more, in home care is available as a form of elder care.

In home care is provided on two separate levels, in home care and in home health care. In home care is provided by unlicensed individuals who are trained and educated in the field of elder care. They are able to provide daily assistances such as assistance with dressing and grooming, meal preparation, and assistance with transportation and errands. Because in home care providers are not medically licensed individuals, they are not able to provide assistance with medically focused activities. However, in home health care providers are licensed individuals, and sometimes registered nurses, who are able to provide more in depth and personal assistance. The daily activities in home health care providers are able to assist with include taking blood samples, inserting IVs, and even help and sometimes writing of prescriptions for seniors.

In home care can be quite expensive, sometimes ranging as high as $5,760 for one month of service. Because often times medical equipment is issued and used, costs can expect to average around this amount. There is, however, financial assistance available to those who may find it hard or impossible to pay for these services with their own personal money.

Medicare is a form of medical care that is available to low income seniors and their families. Medicare is a government issued form of assistance that is not available to every citizen. It is provided to disabled individuals, individuals over the age of 65, and overall families that live below the poverty line and cannot financially afford medical assistance. One medical assistance that is available through Medicare is in home care for seniors. Though the amount that is available to seniors often times does not cover the entire cost of home care, Medicare does provide a substantial form of financial assistance.

Though Medicare is provided in order to relieve some of the financial burden in paying for elder care, it is important to remember that it even has limits. And though Medicare may not be able to cover all of the expenses necessary to afford in home care, it is a government provided assistance that is available in order to give relief and ease of mind to not only seniors who are receiving the care, but also their families who often times are the individuals financially supporting the care. Medicare understands this burden, and this is why they provide such assistance.

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