Senior Care Providers
Find the kind of senior care you need, from in-home care providers to live-in facilities.
Advisors For Seniors
Find professional advisors who can help you make the best decisions about senior care.
Products & Services
Find goods & services which make a senior's life
safer and yours less stressful.
Need More Choices?
Need Assisted Living?
Speak to a person who can help you find assisted living.
CALL: 888.437.4817
Home Care Nurse | Medical Health Care
QUICK OVERVIEW: A state-registered, federally regulated Home Health Agency (HHA) is usually the provider of this in-home medical and/or nursing health care. Care is provided by a Registered Nurse (RN), Licensed Vocational Nurse (LVN) and/or Licensed Practical Nurse (LPN); sometimes complementing the work with other health professionals.
APPROPRIATE FOR: Seniors who are not able to take their own medicines because of confusion and/or physical impairment. Senior would need more than just minimal assistance with their Activities of Daily Living (ADLs), and cannot move freely throughout the house, even with a walker, cane, scooter or wheelchair.
SERVICES PROVIDED: In-home health care must be prescribed by a physician, and can include services such as physical therapy and occupational therapy. A more intense level of care depends on the assistance needed with Activities of Daily Living (ADLs) such as eating, bathing, using the toilet, etc. A home health aide can also administer medications under the supervision of a nurse.
COST RANGE: $25/hour and up
FUNDING SOURCES: Private Pay, some Long-Term Care Insurance (LTCI) policies, Medigap, or a combination of these payment sources.
PRIVATE PAY SOURCE:
| Coverage | Conditions & Limits |
| -All- | -None- |
LONG-TERM CARE INSURANCE (LTCI) SOURCE:
| Coverage | Conditions & Limits |
| - Depends on policy, some cover in-home care based on impairment of Activities of Daily Living (ADLs) as the $ coverage depends on the policy. - For information on how to determine what kind of LTCI policy is best, consult with and Elder Law Attorney from our Advisors For Seniors category. | - Depends on the policy, as some only cover more serious skilled nursing care for a limited number of days, daily amount, total dollar amount, etc., - For information on how to determine what kind of LTCI policy is best, consult with an Estate Planning or Elder Law Attorney from our Advisors For Seniors category. |
MEDIGAP SOURCE:
| Coverage | Conditions & Limits |
| - Medigap policies D, G, I and J, along with Minnesota State's Extended Basic Plan have a benefit that covers home companion care, and home health care, with coverage's varying with each policy. - May cover assistance with Activities of Daily Living (ADLs) such as bathing, grooming, monitoring medications, meal preparation, light housekeeping, laundry, errands, grocery shopping & transportation. | - Eligibility is based on person currently receiving Medicare-covered skilled home health care. - There are many limitations. We recommend you consult with an Estate Planning or Elder Law Attorney from our Advisors For Seniors category. |
