MyGericare

Assisted Living Facility | Residential Board And Care

QUICK OVERVIEW: Also known as a Congregate Living Health Facility (CLHF), each provides a combination of housing, personalized supportive services and health care. These residential facilities provide care for individuals who cannot live independently, but who do not yet require 24 hour Skilled Nursing care.  NOTE: Residential Board & Care / Residential Care Facility for the Elderly (RCFE) provide Assisted Living care in a residential setting, usually in a home with a capacity of no more than 6 beds.

 

APPROPRIATE FOR: The Senior who

• Is alert, but unable to safely live on their own

• Is confused or forgetful, needing assistance. There may be a separate Alzheimer's area in the facility.

• Uses a walker or cane, and can get to social rooms and activities. Wheelchairs and scooters are sometimes accepted.

• Needs some assistance with Activities of Daily Living (ADLs) such as bathing, dressing, grooming, eating or toileting, in a hotel-like setting.

• Requires monitoring of medications

• Enjoys activities, recreation and outings

• Has chronic medical conditions and physical challenges, or may need incontinence care

• Needs transportation for medical or personal reasons

• Requires meal preparation, laundry and/or housekeeping

• May need Alzheimer's, Dementia or care with Parkinson's

 

SERVICES PROVIDED: Assisted Living is designed for those needing help with their Activities of Daily Living (ADLs) such as bathing, dressing, medication dispensing and incontinence care, for both ambulatory & non-ambulatory residents. Large facilities may have private apartments in addition to shared and private rooms. Some facilities also offer Alzheimer's and/or Dementia care sections.

 

COST RANGE: $18/hour and up

 

FUNDING SOURCES: Private Pay, some Long-Term Care Insurance (LTCI) policies, Veterans Benefits, or a combination of these sources.

 


PRIVATE PAY SOURCE:

Coverage

Conditions & Limits

-All-

-None-

 

 

 


LONG-TERM CARE INSURANCE (LTCI) SOURCE:

Coverage

Conditions & Limits

  - Depends on policy, some cover in-home care based on impairment of Activities of Daily Living (ADLs) as the $ coverage depends on the policy.

- For information on how to determine what kind of LTCI policy is best, consult with one of our Advisors For Seniors

  - Depends on the policy, as some only cover more serious skilled nursing care for a limited number of days, daily amount, total dollar amount, etc.,

- For information on how to determine what kind of LTCI policy is best, consult with one of our Advisors For Seniors

 

 

 

 

VETERAN'S BENEFITS SOURCE:

Coverage

Conditions & Limits

- The Department of Veterans Affairs (VA) covers Assisted Living care in facilities designated as Community Residential Care.

- Veteran would need to function with minimal assistance.

- We recommend you consult with on of our Advisors For Seniors on Veteran's affairs

- Veteran must meet these eligibility criteria:

  • Require skilled nursing care for a service-connected condition; or
  • Have a service-connected disability rating of 70% or more; or
  • Have a service-connected disability rating of 60% and be considered unemployable