Tag Archives: health insurance

Health Insurance for Pennsylvania Seniors

Pennsylvania seniors have many options if they are looking for long term health insurance. In addition to national providers such as Medicaid and Medicare, there are a host of local insurance carriers that will provide benefits at a more reasonable cost than big name companies who compete and operate nationally, such as Blue Cross Blue Shield, Signa, Neighborhood Health plan, Harvard Pilgrim Health Care, etc. The problem with big name carriers is that they are still really just regional players, so if you are outside their normal health care network, you might find your premiums higher than their average base. For example, if you are in New England, you might be covered by Harvard Pilgrim Health Care, but if you move slightly south to be closer to family or perhaps to just escape the brutal force of New England winters, you may be able to keep your health insurance for Pennsylvania seniors, but your care will diminish as your costs skyrocket.

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Health Insurance for Montana Seniors

Seniors living in Montana who need health insurance may find it difficult to get a local insurer. The fact is, there are few insurance companies providing services to seniors outside of large national insurance corporations or federal and state health insurance plans. The state has decided to come out with a few programs that address the growing concerns about the high level of uninsured people living in Montana. Programs like Cover the Uninsured and advocacy groups like Forward Montana only focus on high risk groups. This usually means they focus on primarily children because the state’s children are below national averages for immunization. In other words, health insurance for Montana seniors is still an underserved area for the state.

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Low Income Health Insurance for Seniors

Many seniors may not be receiving the care they need because of their low-income status. Fortunately, there is a low income health insurance for senior citizens. Senior Citizens who have a low-income may be able to qualify for supplemental security income (SSI). This financial assistance can be a great relief for seniors who are struggling with their finances due to aging costs.  There are sources of companies who provide low income health insurance for seniors.

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State Of Arizona Senior Elder Prescription Health Insurance

In the State of Arizona, Senior Elder Prescription Health Insurance is available to those who may need help paying their prescription costs. Medicare began covering some prescription drugs and introduced Part D prescription drug plans. Medicare Part D is operated by private insurance companies and is available to seniors who may join Medicare Part A, or are enrolled in Medicare Part B. It may also be part of the Medicare Part C Advantage care plan.

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Georgia Senior Health Insurance Information Program

Your senior loved one may find it hard to get a private insurance plan if they have a disease or health problem. The Pre-Existing Condition Insurance Plan is available in 23 states and District of Columbia. This plan allows Americans who are living with cancers, diabetes, aging diseases, and heart diseases an opportunity to obtain senior healthcare coverage. In Georgia, many seniors are facing paying the costs of senior care. Senior care services and senior care housing can be quite expensive, and many seniors rely on the Georgia Senior Health Insurance Program. As of July 1st 2010, Georgia seniors are able to take advantage of newly implemented health care insurance plans.

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Senior Citizen Health Care Reform

The Patient Protection and Affordable Care Act was signed by President Barack Obama in March 2010. The Health Care Reform was set in place to strengthen Primary Care. It also had placed legal statures on the laws regarding health insurance and medical coverage. Senior citizens will see these changes throughout the next four years, since much of the law does not take effect until 2014.

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Senate Bill Helps Aging Baby Boomers Stay in Workforce

Retirement trends could create a U.S. labor shortage of 4.8 million workers in 10 years. Although many of today’s senior citizens find it is tough to find employment it may get a little easier is a new Senate bill passes. The bi-partisan bill has been introduced in the Senate to prevent projected dramatic declines in the workforce following the retirement of the baby boomers. It will provide incentives and eliminate barriers for older Americans wishing to stay in the workforce longer, and encourage employers to recruit and retain older workers.

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Health Insurance Rates for Senior Citizens in Ohio

Health insurance is a concern for all people of all ages, but for those in their senior years, it is important to know which insurance to choose, which insurance you need, and information about healh insurance rates for senior citizens in Ohio.

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A Primer on Long-Term Care

When people consider the subject of long term care, they often think about nursing homes. In fact long term care has little to do with nursing homes. Understanding the difference can help you protect your family and your finances.

The Consequences of Living Longer

Long-term care is a continuum of care services and housing you will need when you live a long life. Do you think you won’t live a long life? Think back 25 years ago. If you had a stroke, cancer or heart attack, you simply died. Few ever heard of Alzheimer’s. Today it is the leading cause for long-term care services. The longer you live, the more likely you are to need care. The question is not who will take care of you, because your family will most often, but rather what will providing that care do to your family and finances.

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